Insurance | Mindlytic AI

Insurance is reading + judgment. AI does both well.

Property & casualty, specialty, life, and reinsurance. We've built claims-triage agents that auto-resolve simple property claims, FNOL voice agents that take the first call at 2 AM, and underwriting copilots that read submissions and quote in minutes.

Insurance is heavy on documents, decisions, and audit. Every system we ship is rubric-driven (the rubric comes from your senior adjuster, not us), eval-tested, and traceable down to the prompt and tool call.

We sign BAA where required, deploy in your VPC, and integrate into Guidewire, Duck Creek, and Origami without complaining.

Where AI ships claims faster, without losing the trail.

Claims triage agents

Reads FNOL, photos, police report, vendor invoice; auto-resolves simple claims, escalates the rest with a written rationale.

92% AUTO-RESOLVE < $25K

FNOL voice intake

24/7 voice agent that takes the loss notice, structures it into the system, dispatches the field adjuster.

6 MIN AVG CALL

Underwriting copilot

Reads the submission, runs ratings, drafts the quote, surfaces missing info to the broker.

2.8x SUBMISSION THROUGHPUT

Subrogation finder

Reads closed claims; flags subrogation opportunities your team missed.

$1.2M FOUND / QTR

Policy-doc RAG

Cited Q&A over policy wordings, endorsements, and exclusions. For broker support and adjuster reference.

100% CITED

Fraud signal triage

Reads the file + external signals; ranks fraud likelihood, hands off to SIU with a packet.

41% LIFT IN SIU HIT-RATE

What we know about insurance.

Carrier ops, MGA workflows, claims platforms, and reinsurance flows. We've shipped to all of them and we won't slow you down learning the basics.

PLATFORMS

Guidewire, Duck Creek, Origami

Native integration; no scraping.

DOCS

ACORD, ISO, custom forms

Parsers tuned per LOB.

VOICE

FNOL-grade

Carrier-recorded, court-defensible.

MODELS

Underwriting + triage

Eval'd against senior adjuster rubric.

AUDIT

Per-decision trace

Replayable end-to-end with prompts.

COMPLIANCE

SOC 2, BAA

NAIC alignment; state DOI defensible.

A few of the others.

Strata Insure

SPECIALTY MGA

Underwriting copilot + RAG.

Northwood Mutual

REGIONAL P&C

FNOL voice + triage.

Pacific Re

REINSURER

Treaty-doc RAG + analytics.

Citadel Health

HEALTH PAYER

Authorization triage.

Vanguard Surety

SURETY MGA

Bond-prep automation.

Halcyon Life

LIFE CARRIER

New-business triage + ID.

Apex Specialty

E&S BROKER

Submission copilot.

Cardinal Auto

AUTO CARRIER

Photo-claim triage.

AI for carriers, MGAs, and claims teams that need to scale.